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As a part of complimentary services, UPS also provides a world-class mobile banking service to deliver significant value to the bank consumers and local merchants. The main benefits of utilizing our platform are:
 
         
   
  • Lengthy experience in consumer adoption across multiple channel viz USSD, IVR, WEB, GPRS, STK and SMS,
  • Comprehensive platform functionality that is adequately comprehensive to render services across a wider cross-section of consumers,
  • Quick go-to-market through experience from deploying mobile payment solutions across numerous Operators, across numerous markets and across collaborative models with many banks & many merchants.
  • Delivering transactions such as:
 
     
  • Bill inquiry and payments.
  • eGovernment services inquiry and payments
  • Process Micropayments
  • Person 2 Person payments — domestic and cross border (international) remittances.
  • Mobile banking services in collaboration with banks
  • Mobile Acquiring (Merchant Payments) viz. Ticketing, Retail, Home delivery. .etc
  • Airtime Recharge (Direct, voucherless Top-Up) their own or other mobile phones through various scenarios.
  • Delivery of content via premium rated SMS for news, sports, weather, voting, ringtones, music and other media.
 
    The mobile commerce platform is not limited to the above services and is able to scale functionally and technically to process a varied variety of mobile payments services. The platform complies with global payments standards and debits the customer’s accounts to process the payments, via the following payment mechanisms:  
   
  • debit their pre-paid server-based e-purse on the platform or
  • debit their bank account directly, through their debit card
  • debit their bank account directly, through their credit card
  • debit their bank account directly, through a direct debit.
  • debit their pre-paid account at the Cellular Operator (I/N). (if approved by Operator and domestic regulation).
  • Using all the above, capability to set a recurring payments schedule.
 
         
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